Terms of Service

Welcome to Compordo

By using Compordo, you agree to these Terms of Service. We've designed them to be fair, transparent, and protect both you and our service.

1. What Compordo Provides

Compordo is a financial management platform that helps you:

• •Track and categorize your spending
• •Create and manage budgets
• •Monitor your financial goals
• •Get AI-powered financial insights
• •Connect securely with your bank accounts

We strive to provide accurate, up-to-date financial tools to help you make better money decisions.

2. Your Account & Responsibilities

When you create a Compordo account, you agree to:

• •Provide accurate and complete information
• •Keep your login credentials secure and confidential
• •Use the app only for personal financial management
• •Not share your account with others
• •Notify us immediately of any unauthorized access

You're responsible for all activities that occur under your account.

3. Acceptable Use

You may use Compordo for lawful personal financial management purposes only. You may not:

• •Use the app for commercial purposes without permission
• •Attempt to hack, reverse-engineer, or compromise our systems
• •Upload malicious content or spam
• •Violate any applicable laws or regulations
• •Interfere with other users' experience

4. Financial Data & Third-Party Services

Compordo integrates with trusted financial service providers like Plaid to securely access your account information. By connecting accounts, you authorize us to:

• •Retrieve your transaction history and account balances
• •Categorize and analyze your spending patterns
• •Provide personalized financial insights

We never store your online banking credentials - all connections are secured through industry-standard protocols.

5. Free Trial & Subscription

Compordo offers a 7-day free trial so you can test all features risk-free:

• •Try all premium features completely free for 7 days
• •Cancel anytime during the trial - no charges applied
• •If you don't cancel, your subscription begins automatically
• •Subscriptions are billed monthly or annually after the trial
• •Payment is processed through the App Store
• •You can cancel your subscription anytime - no cancellation fees
• •Price changes will be communicated 30 days in advance

6. Limitation of Liability

While we work hard to provide accurate financial information, Compordo is provided "as is" for informational purposes. We are not liable for:

• •Financial decisions made based on app data
• •Temporary service outages or technical issues
• •Third-party service interruptions (banking connections)
• •Data accuracy from external sources

Always verify important financial information with your bank or financial institution.

7. Account Termination

You may delete your account at any time from the app settings. We may suspend accounts for violations of these terms, but we'll always try to resolve issues first. Upon account deletion, we'll permanently remove your data as outlined in our Privacy Policy.

8. Changes to Terms

We may update these Terms occasionally to reflect new features or legal requirements. When we do:

• •We'll notify you through the app or email
• •Changes take effect 30 days after notification
• •Continued use means you accept the new terms
• •Major changes will require explicit consent

9. Contact & Support

Questions about these Terms? We're here to help.